About·Manifesto

A dollar in a bank account is a permission. Not a possession.

Palm USD is the digital-dollar layer for a generation that expects money to work the way the internet does: open, always-on, and impossible to freeze on someone else's terms. See the reserves ↗︎

Why we built this

The dollar remains the world's most useful unit of account. Its rails aren't. Settlement runs on infrastructure built before the internet, progressively turned into an instrument of policy, that can pause, reverse, or freeze a legal transfer for reasons the holder never sees.

Palm USD asks a narrow question: what would a dollar look like if it were designed to never pause? Not "rarely paused." Not "paused only with due process." Architecturally incapable of being paused.

"The dollar that arrives is the dollar that stays."

The answer is PUSD. A stablecoin with no freeze function, no blacklist, no admin backdoor. Reserves backed at minimum 1:1 by AED and SAR held in Shariah-compliant instruments at regulated custodians. Coverage attested monthly under ISAE 3000 (Revised). Native across five chains.

Compliance lives at the perimeter: KYC at mint, KYB at distribution, sanctions screening at on/off-ramps. Not inside the wallet. Once issued, the token belongs to the holder.

Treasury anchored in the UAE.

PUSD reserve operations run through regulated GCC custodians in the UAE, providing AED corridor liquidity and reserve management. Regulatory framework under review.

§ UAE · Treasury
Treasury & banking presence
AED corridor liquidity and reserve operations across regulated GCC custodians. Regulatory pathway under review.
Operational status
Live across 5 chains
Native chains
5 · 4 queued
Reserve coverage
1 : 1
Attestation
ISAE 3000 (R)
The team

Operators, not evangelists.

A senior team across treasury, smart-contract engineering, payments compliance, and Shariah finance, hubbed in Dubai and Riyadh. We interview slowly and pay well. We do not run a public-relations function.

Full bios publish at mainnet alongside the Shariah Supervisory Board. Until then, the fastest way in is a direct line to the team.

hello@palmusd.com↗︎

Building something that needs a dollar?

We work directly with treasuries, exchanges, fintechs, and governments. Short intro call, long relationship.